Development Loans

Want to build multiple units on one title?

Or looking to sub-divide a property? May be build an apartment complex?

The application process for a Development Loan is complex – whether you are considering a simple sub-division, residential or commercial development. We can guide you through this complicated process.

We have over 7 years of experience in financing multi-unit developments by putting together a professional finance application that satisfies banks’ stringent requirements.

We specialise in

  • Residential lending projects up to 4 units on 1 title

  • Commercial developments that require construction of more than 4 units on one title

  • First time developers

We also have access to Private Lenders in case your requirements do not fit in the mainstream lenders’ criteria.


Bank look for 3 things

Deposit

Minimum 5% + Lender’s Mortgage Insurance (LMI)

Income & Expenses

Income from all sources can be included, depending on the lender chosen. Expenses include living expenses, repayments, credit limits, etc.

Credit History

Previous credit history and credit applications.

Looking for a Development Loan?

Can’t decide which bank has the best loan?

We can negotiate discounts and lower rates with all Major Banks on your behalf.

Please fill out the form with your details, and one of our advisors will contact you within one business day.